Here you will find several expense tracking templates to help you in budgeting Advertisements
I’ve talked about saving money during the week but the weekend is when we let it all hang out right? And that is what makes
So let’s say you have some old items you want to cash in. What to do? How do you sell on Ebay? First investigate pricing
Routine maintenance savings Oil changes: Do it yourself if you know how. You may, need to reset service light on some cars. You can buy
Everyone has their typical daily routine. This is how I save money on a workday. 7 am: Breakfast at home of say granola bar and
I wrote this blog after seeing people around me living beyond their means, taking on too much debt and not saving enough for retirement. The
Corporate discounts are often available to those who ask. So if you work for a big name company go ahead and ask when you shop.
If you rent you can try to reduce your housing costs as follows. Get roommates to share the rent. A friend of mine had the
As the cost of inputs rise companies are looking to pass those costs onto you in the form of price increases. This is a form
You should track all your spending each month to determine where your money is going. This is the best way to save money. Look at
There are groups of people out there who are into extreme frugality. These people may grow their own food, make their own clothes, raise chickens,
If you use a lot of something buy it in bulk at a warehouse club. That 64 oz / 2 Liter bottle of ketchup will
Speaking of wines, I don’t think it’s wise to spend more than $10-$15 per bottle for most people. The reason I say that is they
Don’t smoke! It’s very expensive and the numbers over a long period of time are staggeringly large, as in buy a house large! Look at
Do your own work around the house You should not be paying someone to mow your lawn, shovel your driveway, clean your house etc. No.
Many states have a bottle deposit on soda cans, water bottles, sports drinks, beer bottles and the like. The deposit is normally $0.10 or $0.05/
I have mixed feelings about coupons. I don’t like to clip them. I feel couponing leads to more consumption. It’s better not to buy at
Mantra: Frugality is our rake to bring in more money so we can invest it and make more money! One does not need to be
“Only little people pay taxes!” That is a famous quote from Leona Helmsley. A rich hotel owner from NYC in the 1980s. She was known
Reward cards in my view deserve special mention. I don’t encourage their use as they are a form of debt unless you plan to pay
Pickup trucks for the weekend warrior. They sure are popular in today’s economic climate. As I go to the office I see more and more
I don’t like car loans. The reason for this is you are making payments on a depreciating asset with interest. People often also end up
If you take public transportation in a big city Buy a monthly pass with using a Wageworks account and pre-tax dollars if available given your
The simplest way to save money is to not buy anything but you need to eat so let’s see how we can spend a little
The philosophy of how to live frugally and be happy. Frugal living is our rake to bring in more money so we can invest it
So let’s say you splurge and end up buying things you don’t need or regret buying later. It happens to everyone including cheapos like me.
Cutting the cord is quite popular now. Whether it is the right choice for you depends on a few things. Cable tv is most certainly
You can’t avoid them but try to minimize them Heating: Save $50 to $75 per month Crank down the heat to 68 or 67 F
The cost of subscriptions can add up fast per month if not properly managed. Each one alone seems innocent enough by themselves but together they
Dining out tends to be expensive however it is good and necessary to go out once in a while to socialize with friends and relax.
The easiest way to make money is to save money! The purpose of this site is to educate on how to use frugal living to
I used to think my boss was crazy for bringing his lunch every day to the office. However he has a second house in the
Small changes bring big savings! Let’s start with your daily caffeine habit. Chances are if you work you drink coffee and pay a lot for